What Are Habits?
Habits are behaviors we perform daily and with little or no thought to the process. It’s almost as if some of our daily habits are done automatically. We often classify habits as either being good or bad. There are also everyday habits that allow us to carry out essential activities, most of us have, that are simply our routines or what we do every day.
Everyone has habits. From what time we go to sleep or wake up in the morning, to what time we eat our meals or even tie our shoes – these are all actions we perform daily without even thinking about them. Good habits are categorized as behaviors that benefit our lives. Eating right, getting enough sleep, being financially responsible, and staying active daily are some habits that are generally considered good.
Alternatively, bad habits are behaviors that don’t enrich our lives or no longer work for us. Some examples of bad habits are fingernail biting, the overindulgence of food or alcohol, and drug use. These are learned behaviors that don’t benefit our lives. Then, there are daily routines that become habits too. Like the coffee, you always buy from the same coffee shop on the way to work, or what time your body wakes up naturally every day, or even the way you put your clothes on in the morning.
There are several reasons why we use habits and why they are important. We use habits to make our lives easier. For instance, think about the simple task of brushing your teeth. You don’t have to concentrate on how to brush your teeth every day; you just do it out of habit.
So What Are The Best Habits of Successful Online Marketers? Here Are The Top 10
1. Create a plan – An ancient philosopher said: “When a man doesn’t know what harbor he is making for, no wind is the right wind.” Any successful online marketer needs to be organized, know his budget, know the next goal, and what the next job is. Planning is one of the most important habits to be successful in online marketing.
2. Take action – Successful marketers learn and then put that learning into action.
3. Don’t fall for the hype – Successful marketers are realistic; they don’t fall for the overhyped pipe dreams of overnight riches. They work hard to set realistic goals using genuine and effective marketing methods.
4. Not afraid to work and be self-motivated – Success online comes from learning, work, and action, and successful marketers are not afraid of that work. They are self-motivated, and self-starters who are dedicated to the work and learning process needed to succeed.
5. Take risks – Risk-taking is an essential aspect of online marketing, it takes faith, dedication, and guts to delve in and risk failure in order to find success.
6. Staying organized – Another essential skill when working for yourself and from home is to be highly organized, which includes setting goals and outlining the necessary tasks to achieve them.
7. Discipline – Discipline is essential when working for yourself and running a home business. Successful marketers do not let at-home distractions, such as the phone, family, television, or any others divert their focus from putting in the work and hours needed to succeed online.
8. Commitment and dedication – Commitment manifests itself in not only sticking with and being dedicated to the business plan but in knowing and believing that nothing will get in the way of success. While the route may change along the way, the commitment and dedication towards that end goal of success always remain the anchors.
9. Passionate about the business – Successful marketers are very passionate about their business, making it a priority in their life and something they simply love to do.
10. Belief in oneself – Successful marketers believe in themselves and their ability to succeed as much as the business.
Here are 3 “time suckers” to avoid so I can enjoy more of what you love.
#1 Unnecessary Interruptions
Most people are not able to switch quickly from task to task, yet interruptions are common problems we encounter when trying to improve our productivity.
Remember, multitasking is counter-productive, so remove all the distractions/disruptions from your day. Create and stick to a schedule for each thing that you need to do.
Ensure that you inform those around you not to interrupt you during specific times of the day or if you have to, put up a “do not disturb” sign. Believe it or not, they do work but only if you enforce it.
When you don’t plan something out, you are just winging it. That’s never good (according to the wife😁). When you sit down and write out a plan, it gives you an opportunity to test the waters and to anticipate roadblocks, bottlenecks, and other issues that cause time management issues throughout your day.
Every day you should save some time from your day to engage in short-term, medium-term, and long-term planning. Whether it’s losing weight, getting your home organized, or starting and running a business, plans made with SMART goals will always perform better than going by the seat of your pants.
#3 Thinking You Have to Do It All Yourself
It doesn’t matter who you are, but you really don’t have to do everything yourself. If you’re like me (the stay-at-home dad), raising kids, starting a business, running a business, running a household, and caretaker, there are people to help.
You can engage your spouse, your kids, other family members, or simply pay someone to do the things you don’t want to do (it’s called outsourcing 😉). Plus, believe it or not, someone else might do the task much better than you can do it.
Use Technology to Boost Your Productivity
As a side note, some activities may require you to invest your time upfront but the payoff, in the long run, is priceless! “Give me six hours to chop down a tree and I will spend the first four sharpening the axe.” Abraham Lincoln
Don’t forget to use technology to boost your productivity and gain more time in your day. For example, if you automate your bill-paying or use savings and investments like Acorns, you can remove hours of work each month from your schedule.
As an affiliate marketer, I’m always on the lookout for time-saving tools for my marketing and if you haven’t heard of or used
Commission Gorilla yet, I invite you to take a look.
Once you stop these time⏲️ wasters 🗑️, you’ll start seeing a massive difference in your productivity and income. The benefits will be less stress while also getting more of what’s needed to be done.
What Does The Bible Say About Time Management?
Time management is important because of the brevity of our lives. Our earthly sojourn is significantly shorter than we are inclined to think. As David so aptly points out, “You have made my days a mere handbreadth; the span of my years is as nothing before you. Each man’s life is but a breath” Psalm 39:4–5.
The apostle James echoes this: “You are a mist that appears for a little while and then vanishes” James 4:14. Indeed, our time on earth is fleeting—in fact, it is infinitesimally small compared to eternity. To live as God would have us live, it is essential we make the best possible use of our allotted time (source:
gotquestions.org)
What Does the Bible Say about Freedom?
“Biblical freedom has a theological component which sets it apart. In the Bible, people are made free for a specific purpose: to serve God.”
It would seem like “serving God” is the last thing on our minds in today’s society. No matter who you are or what you are in life, most of us just want to be free and live life according to our own terms. And for most people, that means having financial freedom.
Being an affiliate marketer I often think about making money online and how it all fits into my personal walk with God. This brings me to the matter of Stewardship and Community.

It’s kind of ironic though, the Bible tells us that, spiritually speaking, no one is free (financially or spiritually). In Romans 6, Paul explains that we are all slaves. We are either slaves to sin or slaves to righteousness. Those who are slaves to sin cannot free themselves from it, but once we are freed from the penalty and power of sin through the cross, we become a different kind of slave, and in that slavery, we find complete peace and true freedom in our Lord and Savior Jesus Christ!
“If you want to be perfect, go, sell your possessions and give to the poor, and you will have treasure in heaven. Then come, follow me.” – Matthew 19:21.
How’s that for financial freedom?
In the Bible, the “greater good” often overrides the rights or best interest of the individual. Examples include Jesus commanding His followers to give all of their possessions to the poor and Old Testament priests sacrificing their animals on an altar. The greatest example would be God sacrificing His only Son on the cross to offer us salvation. It is clear that the Gospel is inherently sacrificial.
This relates to stewardship because when we reflect on how we can manage our resources, we often think of preserving them rather than sharing them or giving them away. But true biblical stewardship holds that Christians have a responsibility to our groups, families, communities, and humanity as a whole. We must steward, or manage our people for the collective good and lead others in an honorable direction.

Galatians 6:2 says “Carry each other’s burdens, and in this way, you will fulfill the law of Christ.” In other words, love looks like a sacrifice and the way we treat others matters. As trustees of our time and talents as well as of the culture and values in the society around us, it’s a good idea to occasionally ask ourselves if we are actively seeking to carry the burdens of our brothers and sisters in Christ and to lead our fellow man in the right direction.
One way to do this is by sharing the gospel. In Matthew 28:16-20, Jesus commanded His followers to baptize all nations in the name of the Father, Son, and Holy Spirit. This charge is known as the great commission, and it is one of the major responsibilities that God gave His followers. Another way is by caring about the physical plight of our fellow man, from our next-door neighbor to our brothers and sisters living in other nations with different backgrounds and beliefs. When we share our resources as biblical stewards, the focus is on serving God rather than self. Giving our money to the poor makes more sense when we realize it was not our money in the first place, we are mere stewards.
Here’s a couple of free gifts for you:
Independence Day!

A day where consumers open their wallets and buy buy buy just about anything imaginable regarding the 4th of July:
- Patriotic clothing!
- Fireworks!
- Outdoor picnics!
- Family fun!
Which is all very well and good but…
What if you wanted to profit from Independence Day yourself….
But you didn’t know how to do so?
Well, the easiest way to profit online for beginners, of course, is to monetize a blog.
Quick, easy, simple… and it can even be done free at sites like
But here’s the thing.
If there’s one mantra that every beginner blogger needs to repeat every single day, it’s this – “I only make money when I am responsible for *something* to be sold!”
It’s a simple fact, and yet, it’s often forgotten by bloggers who miss that sadly truthful point.
See, to make money online during Independence Day (especially as a blogger), there’s one thing you HAVE to do.
And it’s this:
SELL!

Well, actually, let me amend that.
YOU don’t have to be the direct seller all the time… did you know there are some ways that enable you to profit via Independence Day that simply requires you to provide direct affiliate links to OPPs (other peoples’ products)?
But I digress.
Selling… it’s crucial. Sure, you can create valuable content that makes the heavens open up and choirs of angels sing but you know something…
That ain’t a’gonna put income into your Paypal account at all.
No siree! You might end up with offering superb value, but that’s about as profitable as selling ice to the elegant Elves who live at the top of the North Pole
So what can you do?
Simple!
You sell in ways that make you comfortable.
Let me repeat that in great big letters:
You make sales happen in ways that make YOU comfortable.
But how can you do that if you’re nervous *about* selling?
(and remember, even if you’re displaying sponsored content on your blog, you’re still being compensated for ads to appear on your pages).
Remember – money is only made when someone clicks on a buy button (or an affiliate link and buys, or fills in a CPA form, or … you get what I mean).
THAT is how you can profit via Independence Day online!
And that’s what this report is all about. You’re going to learn 5 ways to make money during the 4th of July holiday – not 1, not 2 but 5.
Ready for the adventure?
Let’s begin with:
Sell Independence Day Goodies via Your Affiliate Link

This is probably the easiest monetization method of all.
You don’t have to worry about customer service.
You don’t have to follow up regarding customer satisfaction.
You provide the affiliate link and when someone buys from it… you get the commission (and the vendor gets the customer).
Here, your focus is only on pre-selling, creating persuasive reviews of Independence Day affiliate products, perhaps making videos about them that have your affiliate link embedded and the like.
There are several platforms that allow affiliates to promote products, both physical AND digital.
Places like:
Once you’re registered with these platforms, it’s just a matter of adding your Independence Day affiliate links (on your blog) to RELEVANT products in your niche.
You don’t even have to recommend particular Independence Day products… you could simply blog about the specifics and let your readers make up their own minds.
Remember…
You wouldn’t want to promote a patriotic football on a gardening blog just because that football has a higher pay-out, you know? Remember, you’ll earn 0 if nobody buys either!
Ideally, you should promote a mix of both physical and digital products. And please… promote products on different platforms! That way if your CJ.com affiliate account is canceled, your eBay affiliate account can be swapped in. This helps ensure you are not at the whim of any one eCom giant.
‘Waaaay too many bloggers rely entirely on Amazon Associates (with its teeny tiny commission rates). Then they see their earnings dry up overnight if Amazon kicks them off of their platform.
Same thing goes for eBay.
Unfortunately, this happens all the time and the affiliates are not even given a reason as to why they were banned. ☹
Your takeaway?
Promoting Independence Day products on your blog via affiliate links is quick, easy, and doesn’t require you to do any *active* selling!
What else can you do? What about something that requires zero shipping and handling? I’m talking about, of course:
Sell Digital Niche Independence Day products

This is a highly profitable way to generate an income from promoting Independence Day niche products from your niche blog… that you yourself create.
But even if you do NOT want to create them, you can go to any printables site like Etsy or Zazzle or RedBubble, etc…
… sign up as an affiliate, search for niche-related products and then add them to an article about Independence Day (remembering to use your niche affiliate link!).
And if you want to make your OWN Independence Day printables to sell?
Well, it’s more technical because you’ll need to set up a sales page, funnel, etc. You’ll also need to create a product and have good sales copy so that your sales conversions are high.
But!
You can simply go to a free image site like http://pixabay.com, download some Independence Day images (or even niche images) for free, upload them in a site like http://canva.com, add some hearts and Independence Day imagery, and then create eCards or notebook covers or what have you… that way!
Need some help with that? Consider:
All this may seem like a lot of work, creating your own niche Independence Day goodies… but the rewards can be excellent indeed.
What’s required?
Well, if you’re going to sell YOUR OWN Digital Independence Day product, you’ll need a sales page.
And a thank you page.
And a way to deliver the product.
Luckily, there are tutorials on how to create effective sales pages – just look at this search:
And if you don’t want to do it yourself?
Why then, just outsource it like so:
That way, you can focus on what you do best.
(And if you worry about writing sales pages, there’s an awesome program called ScriptDoll. This asks you questions about how your product will solve a problem for your readers, and creates sales pages for you).
After all, think on the following.
When people know/like/trust you, they are ‘way more likely to buy products created by you, compared to Joe or Jane Earlobe down the street. Right?
‘Of course right!
When you’re creating and selling your own niche products (in this case, slanted towards Independence Day), you’ll have a lot more flexibility and be in control of:
- Customer service
- If it’s a one-time fee or a recurring monthly/yearly membership
- Product pricing
- The depth of the sales funnel (upgrades, down sells, etc.)
- What the product will be about
It’s more work, but it’s also more freedom from a business standpoint… and can generate a fantastically grand income online.
How else can you profit via Independence Day? Let’s now move to:
Selling tangible Independence Day products

If you have time (so if not by this Independence Day, the next!), consider your *own* Independence Day niche goodies.
This is similar to earlier ways to profiting via Independence Day, but now you’re selling physical (and not digital) products.
You’ll need an online store.
You’ll need an online shopping cart.
(and don’t think you have to pay for a Shopify store… http://wix.com lets you get started for free!).
Does this sound intimidating? If so, it’s understandable (especially if you’re new at this). But remember – Google is your friend! Consider this search:
Wasn’t that simple?
Some ideas that you can think about:
What kinds of products will you sell?
Will you do dropshipping?
Will you instead use a Print on Demand company? (those are cool – they only print when people buy).
Let’s tackle some resources to help you learn!
Print on Demand Products Tutorials
Etsy Product Tutorials
Fulfillment by Amazon Tutorials
There are several options here and you’ll need to do your research and see which model is best for your business.
Thinking of building an eCommerce site? Check out:
I mean, chances are you don’t want to end up in a situation where you’re making lots of sales but the post office has become your second home.
How else can you monetize your blog? How about:
Independence Day eMail Marketing

One of the best ways for profiting online in just about any niche for just about any holiday like Independence Day (especially if you’ve worked to build up a relationship with the people on your list) is via (drumroll please!):
eMail Marketing!
And even if you hear:
“eMail marketing is Dead!”
Nothing can be further from the truth because…
eMail marketing really DOES work!
Let me repeat that in great big neon letters:
eMail marketing really DOES work!
Unlike social media marketing which can be blocked by your audience, most people check their emails.
Right?
So ideally, you want to show up in their inbox… so your readers will buy.
Interestingly enough – I’ve personally found that sending freebies with great quality info can result in hate mail and unsubscribers, while pure product promotions…. Are accepted happily and quietly.
Go figure.
But first things first – you need to build a list from your blog so you can promote your Independence Day goodies!
One of the easiest ways to do this is to invest in an autoresponder like:
and embed their forms to build your list.
Want list-building plugins for free? You can consider the results from:
Consider popular autoresponder tie-ins found at:
Now it’s just a matter of connecting your opt-in form to your chosen autoresponder… and make it sew!
That’s all that building a list is about, really… ensuring that you have a way to collect email opt-ins on your blog (and then follow up with an automated sequence that lets your subscribers get to know you and the value you offer.
Do remember to promote your own Independence Day products (if you have any) or affiliate products in your emails.
Why?
Because money is good!
Remember:
The email list you build that will enable you to promote Independence Day goodies…
Well, it will be more useless than a spaghetti strainer is for carrying 3 quarts of your favorite beverages during a 3 mile jog IF you never MAIL that list!
It never ceases to amaze me how many people DO build lists but then never mail them!
Remember – building a list is to help YOU build YOUR business.
And just like it’s a privilege to have people on your list… its a privilege as well for them to be on YOUR list!
It’s a 2-way street.
And those people who cannot respect that – they do not deserve the wisdom you have to give them.
You know… the above would make for a grand one problem one solution report as well! You could boil it down to:
Step 1.) Give yourself permission to value what you have to share
Step 2.) Armed with that, research list building and build a list in the best way that resonates with *you*
Step 3.) Zero in on a newsletter/email structure… and mail your new list!
Your takeaway?
Building your list is a great way to increase your bottom line profits…
Why not start that today?
Let’s pause and see where we are…
We’ve covered 4 nifty coolio ways to make money during the Independence Day holiday via your blog. Let’s finish our quick roundup with an idea personalized with the human touch:
Sell your own Niche Independence Day services

Think about this just for one moment.
Sure, you might have a niche site that (normally!) does NOT deal with Independence Day…
But consider…
Your site might deal with general affiliate marketing, or how to train service dogs, or how to win at Poker, or…
These sites ideally have the following one thing in common:
They have *fans* of that particular niche!
And you can segue to offering your own quick Independence Day services to said fans.
I mean, just look at this search:
And an easy way to create a niche Independence Day goodie is simply to search for royalty-free images on, say, Pixabay:
And then use free online editing software:
And then create/offer your images/photos/etc via Fiverr!
You can learn all about Fiverr over at:
Need additional help? This should be of use:
But back to what I was saying…
You can easily (once you give yourself permission!) dash up Independence Day goodness that is slanted towards your niche.
Look at these searches.
You can take just about any niche-related image, add some Independence Day goodness to it via the free photo editors, and boom.
Instant niche-related Independence Day products you can sell on your website!
And if you just want to cut to the chase and use direct Paypal for that, consider:
Good stuff!
See…
The idea of selling niche Independence Day goodies was saved for last because it generally has one downside, not only for Independence Day but also for any other particular holiday as well.
As long as you’re providing a service that requires your direct involvement, you’ll only be trading your own precious time for money.
This is so much not a good thing.
Life is short.
It really is.
And you know… you should be able to build your business around the life you desire, NOT build your life around your business!
Trading time for money means you limit your earning potential. There are only 24 hours in 1 day…
… you just can’t *get* any more time!
Common examples of services for Independence Day include:
- Graphics Design (logos)
- Apparel Design (t-shirts, hats, jackets, etc.)
- Kitchenware (coffee cups!)
- Sales materials (flyers, banner ads, business cards)
- Video Design (for local businesses)
But it’s *your* call and nobody else’s!
What else could you do regarding Independence Day?
What about software? Meh, maybe not for Independence Day, but for other ideas? Check out:
Alternatively, you could be a middleman and use service arbitrage to sell services that others deliver. You’ll charge a higher rate and hire a cheaper freelancer to do the job for you.
There are SO many ways to do arbitrage, really…
You can buy Independence Day products at dollar stores and flip them online (think FB Marketplace, Craigslist, etc.) as one example.
In conclusion, the 5 methods mentioned above are really ALL you need to profit from this year’s Independence Day! You can apply 2 or 3 of the methods above and then rotate them for each holiday as they occur…
IF you put in the time and effort and Do The Work (hattip to Terry Trahan of Cutting Edge Gifts).
Your takeaway?
Start your Independence Day profiting *now*… and remember the following.
Money Likes Speed.
Get up to speed… starting today!
Enjoy.
Today I want to talk about bitcoin and how it is fulfilling Bible’s prophecy, discover what the bible says about bitcoin and understand what your focus should be as a Christian or disciple of Christ.
If you have been following the financial news lately, it would be impossible to miss the term bitcoin. No doubt bitcoin and other cryptocurrencies could not be ignored anymore. Since its introduction on January 8, 2009, a single bitcoin, has soared to a staggering 30 thousand dollars.
Want to learn more about Bitcoin? Click Here
Cryptocurrencies are known to be highly volatile, so a lot of people are wondering whether it values can dramatically change in just a matter of weeks or not. Now I’m, not here to talk about how you can invest in bitcoins.
Alright, but I want to talk about what the mainstream media failed to address. I want to talk about something that’s more important than investing in bitcoin. What you are about to learn in this video is something you don’t hear from mainstream media such as CNN, BBC, or Fox News in this video.
Let us take a look at how bitcoin and other cryptocurrencies are fulfilling the bible’s prophecy. Is bitcoin even mentioned in the bible? If it is, then what does the bible say about it? Most importantly, what should be our focus as Christians?
Let us briefly discuss what bitcoin is. Well, Bitcoin is the leading cryptocurrency. Today it is a form of digital asset that allows users to buy and sell products and services mainly over the internet because bitcoin is not governed by any central bank or single administrator.
Its potential as an internet currency is truly almost limitless with bitcoin. You can easily send and receive money from anywhere in the world without having to go through a bank. Making the transaction faster and more cost-effective.
Blockchain, it is difficult to cheat or commit fraud without other people noticing your activities. Everything can be tracked and anyone and at any time can verify bitcoin transactions. Andreas m Antonopoulos, the much-admired information security, expert and author wrote in his best-selling book, the internet of money.
He said there are almost 200 currencies in the world, but there’s only one international currency. There are almost 200 currencies controlled by central banks and governments, but there is only one mathematical currency today and that is bitcoin.
We are going to build more of them. Cryptographic. Currencies are going to be a mainstay of the creed of our financial future. They are going to be a part of the future of this planet because they have been invented.
It’s as simple as that. You cannot uninvent this technology. You cannot turn this omelet back into eggs. End of good, as you can see, bitcoin is undoubtedly touted as the future currency with the growing popularity of bitcoin.
It has not just attracted ordinary people, but also the big governments of this world. For the past years, world governments just basically waited and watched what bitcoin may mean for this world’s economy.
There’s a good indication and evidence that governments, tax authorities, and regulators, and other global elites are now looking into the possibility of using bitcoin and cryptocurrencies at or at least duplicate its system to advance their own interest.
Thus, in the near future, we are going to see how governments and authorities will try to take more control of digital currencies. Governments recognize how difficult it is to stop or eliminate cryptocurrencies such as bitcoin, so instead of destroying bitcoin, they might be going to use it for their own good.
As they say, if you can’t beat them join them, join them. There’s no way for any government to let a financial system that is so good to escape their control. With all this in mind, many students of the bible speculate.
What role bitcoin might play in the fulfilling bible’s prophecy in the book of Daniel 12:4. “We have seen the prophecy about the explosive increase in knowledge we read, but you daniel, shut up the words and sealed the book.”
Until the time of the end, men shall run to and fro and knowledge shall increase there’s. No doubt that bitcoin is just one of the many amazing by-products of technological advancements predicted by Daniel thousands of years ago.
Indeed, we have seen how men have increased in knowledge astronomically in ways beyond our wildest imaginations. We have achieved technological breakthroughs that were inconceivable. Just a century ago, bitcoin is one of the ways we are reinventing, how we process finances and perform business transactions.

It is a revolutionary method of buying and selling, and if this method falls into the hands of an elite group, it may grant them tremendous and powerful financial control. This leads us to the question: could bitcoin be used to fulfill a bible prophecy about the mark of the beast? We read in Revelation 13:16-18.
“He causes all both small and great, rich and poor, free and slave to receive the mark on the right hand or on their foreheads and that no one may buy or sell, except one who has the mark or the name of the beast, the number of his name here is wisdom. Let him was understanding, calculate the number of the beast, for it is the number of a man. His number is 666”.
So, does this explicitly say that bitcoin will be the means for the beast to control the financial system of this world and in turn the people? Here’s the truth, the answer can be a yes or no.
It is still too early to be dogmatic. For now, everything is just speculation, yes, bitcoin and other cryptocurrencies can be used by the government to take control of the buying and selling activities of the global population, but it can also be a no; if there comes something in the future that would replace cryptocurrencies as A better way for the beast to control people.
In short, we just don’t know as of yet we can speculate all day, but only God can show us how the apocalyptic prophecies in revelation would exactly come to pass. But one thing is for sure: the beast’s main platform is to promote prosperity, wealth, and abundance to everyone.
They can only achieve this if they can control everyone’s financial behavior from the global to a personal level, and that’s what is certain to happen since we don’t know yet whether bitcoin will be used by the beast or not? We must focus more on what we know.
Source: Youtube
Your relationship with Jesus Christ is the most important one you will ever have—your life depends on it.
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When Your Hobby Becomes A Business
It is possible to turn ordinary activities into money-making projects. All you need is the determination to put yourself out there with the best of them. There is satisfaction in doing what you love and being paid for it. Here’s a quote by Les Brown: “Success is doing what you love to do and finding somebody to pay you to do it.”

Hobbies can be a fun way to pass the time and unwind. From early stages in our lives, we gravitate towards certain activities that align with our passions or skills. We can sum these activities up as things we are good at or things we learn from those around us. Examples include drawing, painting, dancing, sewing, writing, designing, baking, and so on. The list is endless. Everyone has at least one hobby that they have picked up from childhood; something they enjoy doing outside of their regular school or work schedule.
With the changes we experience because of shifts in global economics and technological advancements, it has become possible for hobbies to become more than just ways to pass time. With so many needs arising because we are always evolving, people use their skills and passions to fill gaps left by conventional businesses and service providers. Many use their hobbies to meet people’s needs. This not only fills the gaps mentioned, but it has also helped people turn their hobbies into profitable businesses.
There are people who found themselves unemployed because of automation. For some, it came as an effect of national and global recessions, with companies having no option but to downsize in order to stay afloat. Others found dissatisfaction in their regular nine-to-five jobs. To find alternative sources of income, they stumbled upon the idea of using their hobbies to make money. For some, the ventures turned into full careers and employment creation opportunities. For others, it put food on the table. When you research on the internet, you find many testimonials of people who are making profits out of things they consider to be hobbies.
Hannah Dale was made redundant in 2007. She was three months pregnant at the time and they had diagnosed her mother with cancer. The situation was stressful for her considering her savings were too little to support her to take care of the baby and her mother. Her hobby, watercolor painting, continued to be her way to relieve stress as she found it therapeutic. She started selling her paintings to local shops, but she was still not earning much. An idea hit her to print her designs on greeting cards and sell those instead. Ten years later, she had started her company called Wrendale Designs, with twenty employees and a substantial yearly profit, all from printing her watercolor animal and bird designs on stationery, tableware, wallpaper, and cushions.
As exciting as it can be to monetize your hobby, it is difficult to do. There is a significant risk that once you fail to make a profit, you will lose your passion for that activity you once loved. The pressure of working to a schedule and meeting financial goals and customer expectations can take away the fun, relaxation, and personal satisfaction in the activity. This, however, should not deter you from trying. After all, every business comes with a lot of risks and failure is a significant possibility.
The art of turning your hobby into a financial resource.
It is not automatic that you can make money out of your hobby. It will demand a lot of hard work, more so because you want to turn in a profit and not just do the normal activity to pass time. Commit the time to research if your hobby is marketable. Not every hobby can turn into a business. Carry out your research. You also have to risk failure. Encountering setbacks is no reason to quit trying to make money out of your hobby. It is normal to find obstacles in the journey to achieving your goals. Push through every barrier you encounter in order to see what is on the other side.
Hobbies that you can monetize.
If you are a performer, you can teach others or perform for a fee. If you are into crafts, you can create something for resale. If you are creative, you can write or draw or paint.
How to turn your hobby into a financial resource.
Do your research.
The first stage is to list your hobbies down. Which one can you turn into a business? This involves extensive market research, including people who are already in the same line of business. Find out if your competitors are lacking something and see how you can cover the gap. Find your niche. Research on how much capital it will require to turn your hobby into a business. Educate yourself further by taking a course. Do everything you can to attract attention to your business.
Come up with a plan of action.
It is never a good idea to delve into a battle without a strategy. It exposes you to failure. Create a plan for monetizing your hobby. Set goals and timelines. Get other people to help you if you must.
Do a trial run.
Take advantage of having friends and family that will give you honest feedback. Let them be your first customer base. Sell to them and record all the feedback they give. Ask for advice on areas of improvement.
Expand your reach.
Once you are in the clear, invest back into the business. Make the improvements you can to attract more customers.
Market yourself.
The only way people will pay you for a service or a product is if they know about what you have to offer. Take advantage of social media to let people know you exist. Build an intriguing online presence. Print out posters and fliers if you must. Attend networking events. Do what you can to get your name out there.
Avoid These 7 Deadly Mistakes If You Don’t Want To Lose Your Money
The 7 mistakes and habits below have the wicked potential to make you broke fast! If you are not careful, you will always find yourself in the negative when it comes to your finances. Look out for these mistakes and always be mindful when it comes to your budget and your spending.
#1 No Budget
The sad truth is, many people live from paycheck to paycheck. Most of our money is gone in the first few days right after receiving our wages. If we don’t set a budget for ourselves we’ll most likely just spend it impulsively, pushed by our temporal financial freedom of getting paid. Most people will manage to do the bare minimum of meeting their monthly bills but then spend the rest quickly on a bunch of useless things. It is hard to keep track of the money when we just spend recklessly. So, sit down each month and work out your budget. Know what to prioritize and deal with all the important things first. This will leave you in a better financial position.
#2 Living a Life You Cannot Afford (Keeping Up With The Joneses)
It’s easy to want what others have. After all, who doesn’t want the finer things in life? However, when we focus too much on our creature comforts and less on our finances, we will end up spending a lot more than we can afford to. This is a dangerous trap that leads to debt and worst yet, bankruptcy. Most people end up accumulating a lot of useless things in life, just to live the semblance of a good life, trying to portray a certain lifestyle in order to impress their neighbors and friends.
#3 Chasing After Fashion and Trends
There is no shortage of bright shiny objects. There always seems to be something new that comes along that grabs our attention. For example, the latest gadget being released, a new shoe, or some fancy outfit. Many young people today lose their money this way. The materialistic view has pretty much gripped people today, seeking instant gratification. We are being programmed to always chase that new design. This means that each month, people are spending thousands on things that they do not need and it’s easy to get sucked into this insatiable vacuum that swallows all of our money. Be careful not to buy into this kind of lifestyle.
#4 Having Expensive Friends
They say birds of a feather flock together. If we hang around people who love to spend too much, chances are you’ll do the same. These are the so-called “friends” who’ll pretty much compel you to toss it all and use it all, you will find yourself using more than you can afford to. Instead, try to surround yourself with people who will encourage you to invest and save, people who encourage you to do something constructive and not just to spend every dime to have a good time. Our friends and companions can pretty much drag us into bankruptcy if we allow it and that’s because most people will do anything to please our friends or to be part of a group. Try to find friends who do not engage in mindless spending sprees, but ones that’ll actually encourage you to build wealth instead.
#5 Credit Cards and Debts
What better way to get instant gratification than to spend the money that you do not have? Many of us fall into this trap where we unwittingly spend large sums of money we have not earned yet. You must get out of the habit of relying too much on credit cards or some may call virtual cash. This is money that you have not yet earned and in most cases will have to pay back with interest. If you get too carried away, you will always live a lifetime of debt, up to retirement, and notice that you have no savings at all and no way to pay the debts. Credit card debts are very easy to accrue and very hard to pay off because of the accrued interests. And for those of you who don’t have a budget in place, it’ll be a constant uphill battle. So, sit down and work your finances out thoroughly before you put it on the charge card.
#6 Not Investing Or Making Bad Investments
Investing is a great way to build your wealth. In fact, investing is one of the best ways to boost your finances. However, one needs to be very careful when investing. Always be vigilant when you are about to invest in something. Research and learn more about it, read and ask for a professional opinion. This will help you know when and how much to invest. Never invest in things you have no knowledge of because the scammers are always preying on the ignorant. The world today is rampant with many Ponzi schemes and lucrative pyramid schemes that will rob you of your hard-earned cash faster than you can say “Get Rich Quick”!
#7 Not Saving Any Money
The tragic truth about money is that it is very easy to spend and a lot harder to save. Many of us, especially in our younger and more productive days, spend or lose money recklessly and never get to fully invest in anything worthwhile. We never learn, it seems. It is so much harder to save, especially when all you want is to live a good life. But having some savings is a good way to invest in your future. Those who do not set aside savings will constantly live from one paycheck to another until they find themselves at the age of retirement with nothing much to show for. Start saving today, try to set aside some funds each month. Life is very unpredictable and you should have some kind of investment and savings plan. Acorns help you grow your money.

When it comes to teaching your child how to read, it is important to remember that no two children will learn the same way, so remaining flexible in your approach is key to achieving success. Motivation and patience are also key to avoid introducing any negative associations with school and learning.
Before your child reaches the age of 10, one of the most important things they will accomplish is learning how to read; in fact, children begin acquiring the skills they need to master reading from birth. An infant as young as 6 months old can already distinguish between the sound of their mother tongue and a foreign language, and by the age of 2, they have mastered enough word sounds in their native language to produce over 50 words. Singing the alphabet song and reciting nursery rhymes is the next step as fine motor skills advance, and the ability to write, draw, and copy shapes follow, which eventually lead to forming letters. As a parent, you can encourage these early skills in your child by pointing out letters in daily life, visiting your local library and bookstore to foster an interest in books, and asking them about their day to assist with the development of narrative skills. As an elementary school teacher, everything from vocabulary growth to high performance across all subjects is linked to a child’s reading ability. When teaching children to read, there are 3 main techniques I have used with amazing results. Those 3 techniques are the Phonics Method, the Whole-Word Approach, and the Language Experience Method, which will be explained in detail below.
The language experience method of teaching children to read is rooted in personalization, where the words being taught are different for every child. The idea of this technique is children will learn words that they are already familiar with to build confidence and eagerness towards reading. As a teacher, I have used this technique to create unique stories for each student using their preferred list of words, while they draw pictures to correspond with the story, therefore creating their own storybook. As a parent, don’t be afraid to try this technique at home to further strengthen your child’s reading comprehension and build their confidence in reading!
The phonics method is one of the most popular and commonly used methods for teaching reading to children, as it teaches children to pair sounds with the letters, and blend them together to pronounce the word. This method is focused on helping a child learn how to break down words into sounds, translate those sounds into letters, and combining them to form words, leading to the foundation of their reading ability. Using this method over time will train the cognitive process to automatically translate between letters and sounds, allowing the child to become more fluent and read with ease.
This method teaches children to read by sight and relies on memorization and repeated exposure to the written form a word pair with an image and audio. How the whole-word approach differs from the phonics method is that they learn to say the word by recognizing its’ written form as opposed to sounding it out. Putting words into context and providing images can help, and eventually familiar words can be presented on their own, then in short sentences, and eventually longer sentences. When children begin reading via this method, it becomes an automatic process that will have them reading the majority of the vocabulary they encounter, only sounding out words that are unfamiliar to them.
The more children read with their parents, teacher, and caregivers, the more books become a favorite and exciting pastime and activity. Instead of solely using one of these techniques, it can sometimes be beneficial to combine aspects from each to create your own customized technique for your child. Teaching children is not a simple task, and if after reading these steps you’re left feeling a little overwhelmed, no need to worry, I have a solution for that too! Click the link below to see how Sarah Shepard, a fellow teacher, has taught over 35,000 children how to read with her program Reading Head Start!

We are living in such times where economic crisis is a thing of the day and this makes life a bit tough and complicated for many people. Access to quality healthcare and basic life commodities requires one to have some stable finances. Improving one’s finances does not necessarily imply getting rich and flashy. It means maintaining a balanced financial status in life, enough for you to ease through life without stress or debt. Let us quickly take a look at some of how you can improve your finances today, no matter where you are and what you do in life.
No one wants to live an austere life, we pretty much want to wine, party, and dine like royalty all the time. It is necessary to sit down and work out your budget before you go on a spending spree. Do not leave your finances to chance and squander all your earnings haphazardly. Each time take some moment to crunch the numbers. Take note of what you have and what you want to achieve. Prioritize things, from bills to debts then sundry expenses. This will help you stay equilibrated when it comes to unnecessary spending. It is such a pity that most people go on a spending spree and only get to sit down when their earnings have dwindled. This will force them to be forever in debt and to lose a lot of money unwittingly. So, each month, make it your aim to sit down and work the math. This will leave you in a better financial position than most.
- Be mindful – differentiate between needs and wants
Most of us want to live a life we cannot afford; they are obsessed with status. Unless you are sitting on a pile of unlimited treasure, you need to live mindfully. Know your needs from your wants. Needs are those things that are necessary for daily livelihood. You need food, shelter, transportation, healthcare, clothing, etc. On the other hand, wants are just accessories, things that you can live without. So, whenever you are planning on spending, first determine whether that thing you are spending on is really necessary for your life. This does not mean that you have to be frugal or be a Scrooge, you deserve to treat yourself once in a while. However, you have to know when how much strain you will be putting on your finances. We all want the finest things in life after all.
To fully get financial freedom and relieve stress, you must get rid of all the accrued debts. This means you will actually be free to spend your money on something more constructive instead of backtracking on stuff. Do not get used to the habit of spending money you have not earned yet. Debts create that void that keeps sucking your earnings, and you will always live with a negative balance, it a virtual prison where you keep on working for past spending. You can never have savings if you are always in debt.
One can earn money either by working or by investing. One advantage of investing is that sometimes the wealth just accumulates on its own over time without you doing anything. Whether it is real estate, the stock market, or other investment plans, the returns usually are worth the investment. Of course, this is a pretty scary venture for most, and you need to be well-advised and careful when it comes to where and how much you want to invest. So, read about financial markets and other ventures. Ask advice from those who know best and make calculated investments. This will help you in the long run.
Most people enjoy spending too much and think that saving up starts in the twilight age. This is misguided. You need to start saving now. Life is pretty much unpredictable and things can change overnight. So, prepare for the rainy day. You can set aside funds for emergencies and also start your retirement savings today. Also, be insured. Set aside some money each month or each week, depending on your income. This requires a lot of discipline since sometimes we all get impulsive.
Of course, it is never that easy to be this disciplined when it comes to your finances, but you need to be vigilant. Sometimes you might have to find alternative sources of income other than your main job. You might also decide to open up a savings account, one that slowly builds up over time. Cut back on things that are unnecessary in life and always try to find ways to boost up your earnings. Remember, it is never too early to start saving up.