Category Archives for Finance

Eliminate These 3 Time ⌛ Suckers 🍭🍭

Here are 3 “time suckers” to avoid so I can enjoy more of what you love.

 

#1 Unnecessary Interruptions

Most people are not able to switch quickly from task to task, yet interruptions are common problems we encounter when trying to improve our productivity.
Remember, multitasking is counter-productive, so remove all the distractions/disruptions from your day. Create and stick to a schedule for each thing that you need to do.
Ensure that you inform those around you not to interrupt you during specific times of the day or if you have to, put up a “do not disturb” sign. Believe it or not, they do work but only if you enforce it.

 

#2 Lack of Planning

When you don’t plan something out, you are just winging it. That’s never good (according to the wife😁). When you sit down and write out a plan, it gives you an opportunity to test the waters and to anticipate roadblocks, bottlenecks, and other issues that cause time management issues throughout your day.
Every day you should save some time from your day to engage in short-term, medium-term, and long-term planning. Whether it’s losing weight, getting your home organized, or starting and running a business, plans made with SMART goals will always perform better than going by the seat of your pants.

 

#3 Thinking You Have to Do It All Yourself

It doesn’t matter who you are, but you really don’t have to do everything yourself. If you’re like me (the stay-at-home dad), raising kids, starting a business, running a business, running a household, and caretaker, there are people to help.
You can engage your spouse, your kids, other family members, or simply pay someone to do the things you don’t want to do (it’s called outsourcing 😉). Plus, believe it or not, someone else might do the task much better than you can do it.

 

Use Technology to Boost Your Productivity

As a side note, some activities may require you to invest your time upfront but the payoff, in the long run, is priceless! “Give me six hours to chop down a tree and I will spend the first four sharpening the axe.” Abraham Lincoln

 

Don’t forget to use technology to boost your productivity and gain more time in your day. For example, if you automate your bill-paying or use savings and investments like Acorns, you can remove hours of work each month from your schedule.

As an affiliate marketer, I’m always on the lookout for time-saving tools for my marketing and if you haven’t heard of or used Commission Gorilla yet, I invite you to take a look.

Once you stop these time⏲️ wasters 🗑️, you’ll start seeing a massive difference in your productivity and income. The benefits will be less stress while also getting more of what’s needed to be done.

What Does The Bible Say About Time Management?

 

Time management is important because of the brevity of our lives. Our earthly sojourn is significantly shorter than we are inclined to think. As David so aptly points out, “You have made my days a mere handbreadth; the span of my years is as nothing before you. Each man’s life is but a breath” Psalm 39:4–5.

The apostle James echoes this: “You are a mist that appears for a little while and then vanishes” James 4:14. Indeed, our time on earth is fleeting—in fact, it is infinitesimally small compared to eternity. To live as God would have us live, it is essential we make the best possible use of our allotted time (source: gotquestions.org)

How Bitcoin is Fulfilling Bible Prophecy

Today I want to talk about bitcoin and how it is fulfilling Bible’s prophecy, discover what the bible says about bitcoin and understand what your focus should be as a Christian or disciple of Christ.

If you have been following the financial news lately, it would be impossible to miss the term bitcoin. No doubt bitcoin and other cryptocurrencies could not be ignored anymore. Since its introduction on January 8, 2009, a single bitcoin, has soared to a staggering 30 thousand dollars.

Want to learn more about Bitcoin? Click Here

Cryptocurrencies are known to be highly volatile, so a lot of people are wondering whether it values can dramatically change in just a matter of weeks or not. Now I’m, not here to talk about how you can invest in bitcoins.

Alright, but I want to talk about what the mainstream media failed to address. I want to talk about something that’s more important than investing in bitcoin. What you are about to learn in this video is something you don’t hear from mainstream media such as CNN, BBC, or Fox News in this video.

Let us take a look at how bitcoin and other cryptocurrencies are fulfilling the bible’s prophecy. Is bitcoin even mentioned in the bible? If it is, then what does the bible say about it? Most importantly, what should be our focus as Christians?

Let us briefly discuss what bitcoin is. Well, Bitcoin is the leading cryptocurrency. Today it is a form of digital asset that allows users to buy and sell products and services mainly over the internet because bitcoin is not governed by any central bank or single administrator.

Its potential as an internet currency is truly almost limitless with bitcoin. You can easily send and receive money from anywhere in the world without having to go through a bank. Making the transaction faster and more cost-effective.

Blockchain, it is difficult to cheat or commit fraud without other people noticing your activities. Everything can be tracked and anyone and at any time can verify bitcoin transactions. Andreas m Antonopoulos, the much-admired information security, expert and author wrote in his best-selling book, the internet of money.

He said there are almost 200 currencies in the world, but there’s only one international currency. There are almost 200 currencies controlled by central banks and governments, but there is only one mathematical currency today and that is bitcoin.

We are going to build more of them. Cryptographic. Currencies are going to be a mainstay of the creed of our financial future. They are going to be a part of the future of this planet because they have been invented.

It’s as simple as that. You cannot uninvent this technology. You cannot turn this omelet back into eggs. End of good, as you can see, bitcoin is undoubtedly touted as the future currency with the growing popularity of bitcoin.

It has not just attracted ordinary people, but also the big governments of this world. For the past years, world governments just basically waited and watched what bitcoin may mean for this world’s economy.

There’s a good indication and evidence that governments, tax authorities, and regulators, and other global elites are now looking into the possibility of using bitcoin and cryptocurrencies at or at least duplicate its system to advance their own interest.

Thus, in the near future, we are going to see how governments and authorities will try to take more control of digital currencies. Governments recognize how difficult it is to stop or eliminate cryptocurrencies such as bitcoin, so instead of destroying bitcoin, they might be going to use it for their own good.

As they say, if you can’t beat them join them, join them. There’s no way for any government to let a financial system that is so good to escape their control. With all this in mind, many students of the bible speculate.

What role bitcoin might play in the fulfilling bible’s prophecy in the book of Daniel 12:4. “We have seen the prophecy about the explosive increase in knowledge we read, but you daniel, shut up the words and sealed the book.”

Until the time of the end, men shall run to and fro and knowledge shall increase there’s. No doubt that bitcoin is just one of the many amazing by-products of technological advancements predicted by Daniel thousands of years ago.

Indeed, we have seen how men have increased in knowledge astronomically in ways beyond our wildest imaginations. We have achieved technological breakthroughs that were inconceivable. Just a century ago, bitcoin is one of the ways we are reinventing, how we process finances and perform business transactions.

It is a revolutionary method of buying and selling, and if this method falls into the hands of an elite group, it may grant them tremendous and powerful financial control. This leads us to the question: could bitcoin be used to fulfill a bible prophecy about the mark of the beast? We read in Revelation 13:16-18.

“He causes all both small and great, rich and poor, free and slave to receive the mark on the right hand or on their foreheads and that no one may buy or sell, except one who has the mark or the name of the beast, the number of his name here is wisdom. Let him was understanding, calculate the number of the beast, for it is the number of a man. His number is 666”.

So, does this explicitly say that bitcoin will be the means for the beast to control the financial system of this world and in turn the people? Here’s the truth, the answer can be a yes or no.

It is still too early to be dogmatic. For now, everything is just speculation, yes, bitcoin and other cryptocurrencies can be used by the government to take control of the buying and selling activities of the global population, but it can also be a no; if there comes something in the future that would replace cryptocurrencies as A better way for the beast to control people.

In short, we just don’t know as of yet we can speculate all day, but only God can show us how the apocalyptic prophecies in revelation would exactly come to pass. But one thing is for sure: the beast’s main platform is to promote prosperity, wealth, and abundance to everyone.

They can only achieve this if they can control everyone’s financial behavior from the global to a personal level, and that’s what is certain to happen since we don’t know yet whether bitcoin will be used by the beast or not? We must focus more on what we know.

Source: Youtube

Your relationship with Jesus Christ is the most important one you will ever have—your life depends on it.

7 Deadly Mistakes That Make You Lose Money Fast

Avoid These 7 Deadly Mistakes If You Don’t Want To Lose Your Money

The 7 mistakes and habits below have the wicked potential to make you broke fast! If you are not careful, you will always find yourself in the negative when it comes to your finances. Look out for these mistakes and always be mindful when it comes to your budget and your spending.

#1 No Budget

The sad truth is, many people live from paycheck to paycheck. Most of our money is gone in the first few days right after receiving our wages. If we don’t set a budget for ourselves we’ll most likely just spend it impulsively, pushed by our temporal financial freedom of getting paid. Most people will manage to do the bare minimum of meeting their monthly bills but then spend the rest quickly on a bunch of useless things. It is hard to keep track of the money when we just spend recklessly. So, sit down each month and work out your budget. Know what to prioritize and deal with all the important things first. This will leave you in a better financial position.

#2 Living a Life You Cannot Afford (Keeping Up With The Joneses)

It’s easy to want what others have. After all, who doesn’t want the finer things in life? However, when we focus too much on our creature comforts and less on our finances, we will end up spending a lot more than we can afford to. This is a dangerous trap that leads to debt and worst yet, bankruptcy. Most people end up accumulating a lot of useless things in life, just to live the semblance of a good life, trying to portray a certain lifestyle in order to impress their neighbors and friends.

#3 Chasing After Fashion and Trends

There is no shortage of bright shiny objects. There always seems to be something new that comes along that grabs our attention. For example, the latest gadget being released, a new shoe, or some fancy outfit. Many young people today lose their money this way. The materialistic view has pretty much gripped people today, seeking instant gratification. We are being programmed to always chase that new design. This means that each month, people are spending thousands on things that they do not need and it’s easy to get sucked into this insatiable vacuum that swallows all of our money. Be careful not to buy into this kind of lifestyle.

#4 Having Expensive Friends

They say birds of a feather flock together. If we hang around people who love to spend too much, chances are you’ll do the same. These are the so-called “friends” who’ll pretty much compel you to toss it all and use it all, you will find yourself using more than you can afford to. Instead, try to surround yourself with people who will encourage you to invest and save, people who encourage you to do something constructive and not just to spend every dime to have a good time. Our friends and companions can pretty much drag us into bankruptcy if we allow it and that’s because most people will do anything to please our friends or to be part of a group. Try to find friends who do not engage in mindless spending sprees, but ones that’ll actually encourage you to build wealth instead.

#5 Credit Cards and Debts

What better way to get instant gratification than to spend the money that you do not have? Many of us fall into this trap where we unwittingly spend large sums of money we have not earned yet. You must get out of the habit of relying too much on credit cards or some may call virtual cash. This is money that you have not yet earned and in most cases will have to pay back with interest. If you get too carried away, you will always live a lifetime of debt, up to retirement, and notice that you have no savings at all and no way to pay the debts. Credit card debts are very easy to accrue and very hard to pay off because of the accrued interests. And for those of you who don’t have a budget in place, it’ll be a constant uphill battle. So, sit down and work your finances out thoroughly before you put it on the charge card.

#6 Not Investing Or Making Bad Investments

Investing is a great way to build your wealth. In fact, investing is one of the best ways to boost your finances. However, one needs to be very careful when investing. Always be vigilant when you are about to invest in something. Research and learn more about it, read and ask for a professional opinion. This will help you know when and how much to invest. Never invest in things you have no knowledge of because the scammers are always preying on the ignorant. The world today is rampant with many Ponzi schemes and lucrative pyramid schemes that will rob you of your hard-earned cash faster than you can say “Get Rich Quick”!

#7 Not Saving Any Money

The tragic truth about money is that it is very easy to spend and a lot harder to save. Many of us, especially in our younger and more productive days, spend or lose money recklessly and never get to fully invest in anything worthwhile. We never learn, it seems. It is so much harder to save, especially when all you want is to live a good life. But having some savings is a good way to invest in your future. Those who do not set aside savings will constantly live from one paycheck to another until they find themselves at the age of retirement with nothing much to show for. Start saving today, try to set aside some funds each month. Life is very unpredictable and you should have some kind of investment and savings plan. Acorns help you grow your money.

Acorns Investing

 

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